Keberlanjutan Lembaga Keuangan Mikro Agribisnis di Kabupaten Bogor
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Date
2020-09
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Publisher
PPMKP
Abstract
Microfinance services is one of the approaches that has great potential to reduce poverty by
providing financial services to low-income people. The increasing demand for microfinance services,
emphasizes microfinance institutions to continue to be sustainable both financially and outreach. The
purpose of this study was to analyze the sustainability of the Agribusiness Microfinance Institution (LKMA)
in Bogor Regency. The concept of sustainability of microfinance institutions is made holistically, which
includes financial sustainability and sustainability of outreach, where previous research has not much
analyzed the sustainability of these two aspects. The sampling technique used was purposive sampling,
from the survey results obtained as many as 15 LKMA who have financial statements for 2 years from
2016-2017. The results showed the sustainability index LKMA in Bogor Regency ranged from 0.02 to 0.71,
where the average score of the sustainability index was 0.27. LKMA sustainability index scores are still
relatively low, this shows that the performance of LKMA in Bogor Regency is not yet optimal
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Keywords
Lembaga Keuangan Mikro Agribisnis, Agribisnis, Keuangan Mikro, LKMA, Pengembangan Usaha Agribisnis Perdesaan, PUAP