PERAN PERBANKAN NASIONAL DALAM PEMBIAYAAN SEKTOR PERTANIAN DI INDONESIA

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dc.creatorAsharien
dc.date2016-08-24
dc.date.accessioned2025-07-02T02:50:29Z
dc.date.available2025-07-02T02:50:29Z
dc.descriptionAgricultural sector has a very strategic role in the national development. Nevertheless, the agricultural sector still deals with some problems, e.g. lack of capital for farmers and agricultural business. National banks, theoretically, have a significant potential for agricultural financing because of their core business as the financial intermediary institution. However, the facts show that national banking credit to the agricultural sector is still limited, that is less than 6 percent. This paper aims to review potential, role and the constraint of  national banks in financing the agricultural sector. The study shows that the lack of financing in the agricultural sector by national banks caused by high risk in the agricultural sector, complicated term in credit proposal, poor management of agricultural businesses due to its micro-small scale, and limited competence of bank in the field of agricultural finance. The government tries to increase agricultural finance through increasing budget allocation to this sector, improving effectiveness of state budget funds, or formulating an alternative financing scheme in accordance with the characteristics of agriculture. en
dc.formatapplication/pdf
dc.identifierhttps://epublikasi.pertanian.go.id/berkala/index.php/fae/article/view/1377
dc.identifier.urihttps://repository.pertanian.go.id/handle/123456789/25433
dc.languageeng
dc.publisherPSEKPen
dc.relationhttps://epublikasi.pertanian.go.id/berkala/index.php/fae/article/view/1377/3644
dc.rightsCopyright (c) 2016 Forum Penelitian Agro Ekonomien
dc.sourceForum Penelitian Agro Ekonomi; Vol. 27 No. 1 (2009): Forum Penelitian Agro Ekonomi; 13-27en
dc.subjectagricultural sectoren
dc.subjectagricultural financeen
dc.subjectfarmersen
dc.subjectintermediary institutionen
dc.subjectnational bankingen
dc.subjectsektor pertanianen
dc.subjectpembiayaan pertanianen
dc.subjectpetanien
dc.subjectlembaga intermediasien
dc.subjectperbankan nasionalen
dc.titlePERAN PERBANKAN NASIONAL DALAM PEMBIAYAAN SEKTOR PERTANIAN DI INDONESIAen
dc.typeinfo:eu-repo/semantics/article
dc.typeinfo:eu-repo/semantics/publishedVersion
dc.typePeer-reviewed Articleen
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